Working as a Handyman


Robert, a Social Security Disability Insurance beneficiary, wanted to return to work. He was not sure what type of work he could do. He called WIPA to discuss his employment goals, one of which was to work for himself as a handy man. After talking to him, WIPA created a written analysis to explain how Social Security will look at his self-employment earnings. After reviewing the analysis, Robert was happy to know that Social Security would consider his income, after business expenses, rather than gross income to determine Substantial Gainful Activity. WIPA also told Robert that his daughter’s free assistance, tracking business expenses and accounting, is considered Unpaid Help, a work incentive.  After reviewing his options and understanding the Social Security work rules, Robert purchased some tools. He took on his first job, in hopes it will lead to additional work in the future.